Our Advisers

We are focused on understanding your requirements so we can maximise the return on your investments and minimise tax. Our aim is to make all aspects of financial planning simple, straightforward and effective for you. We can support you throughout your time in Dubai and following any relocation or a return to the UK.

Meet our Tax and Financial Planning Experts:

Stuart McCulloch

Market Head, Middle East

Stuart McCulloch is Market Head for the Middle East and leads The Fry Group's expansion in Dubai and the Middle East. With 27 years experience, Stuart is a highly regarded financial services professional with a long heritage of work both in the UK and the Middle East. Before joining The Fry Group, Stuart held roles as Head of Operations at the Bank of Singapore in Dubai, and Head of Operations, Middle East at Coutts. Before moving to Dubai, Stuart worked for Standard Life, Halifax Financial Services and Prudential in the UK, gaining significant knowledge and experience in financial products and services to advise clients on their tax, wealth and estate planning.

Georgina Howard

Chartered Financial Planner

George Howard joined the Middle East team in January 2020, as a Chartered Financial Planner, with over 25 years’ experience in the wealth management industry. George enjoys helping clients identify what is truly important to them and creating bespoke solutions to support them in achieving their goals. George specialises in succession planning - after fully understanding a family’s dynamics and aspirations, she establishes a sound succession strategy to move money through the generations, while taking into consideration degrees of control required, as well as income or capital requirements. This helps to ensure that when the inevitable happens, there is as little financial impact to the family as possible.

Chris Keeling

Chartered Financial Planner

Christopher joined the Fry Group in October 2018. He is a UK Chartered Financial Planner, based in Dubai since January 2011. His career began in 2008 with Lloyds TSB in the affluent area of south Cheshire, working as a Relationship Manager for over two years. After moving to Dubai Christopher worked for two international banks, Standard Chartered and HSBC, before moving into the independent advice sector in 2015. In this time he has established himself as one of the most experienced and well respected advisers in the region. Although Christopher is experienced in all areas of financial planning, he specialises in UK pension advice.

Chris Davies

Chartered Financial Planner

Chris joined our Dubai office in October 2018 as a Chartered Financial Planner and holds the Advanced Diploma in Financial Planning issued by the Chartered Insurance Institute. He also achieved a Master’s in Money and Banking and a Bachelor’s in Business Economics both at the University of Exeter. This academic background along with Chris’s wealth of experience gained as a financial planner in both London and Dubai since 2013 enables him to help clients understand their current position and provide client centric advice and solutions to meet their overall financial goals.

Alex Salter


Alex joined The Fry Group in November 2018. He is currently a Paraplanner and is working towards his Diploma in Regulated Financial Planning through the Chartered Insurance Institute with a goal of soon achieving Financial Planner status. Alex started working in the Financial Services Industry in 2014 for a small wealth management company in London before moving to Dubai in June 2014 working for an independent advisory. Alex works alongside the advisers here at The Fry Group and performs several of the necessary tasks in developing a financial plan for our customers.

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